Your trusted local partner for affordable, accurate, and wholistic reserve studies in the Seattle–Tacoma area.

Reserve Studies NW provides professional reserve studies for homeowners associations (HOAs) and community associations across Seattle, Tacoma, and Washington State. Our studies comply with Washington State RCW 64.90 requirements and provide accurate long-term funding plans for common area components.

Unlike national firms, we are locally owned and managed right here in Western Washington. That means our pricing, replacement schedules, and recommendations reflect the real costs in the Seattle–Tacoma area. Our local focus ensures our studies are not just accurate but also highly relevant for the communities we serve.

What Is a Reserve Study?

A reserve study is a comprehensive evaluation of an association’s common area components and long-term repair and replacement costs. It includes a physical analysis of building components such as roofing, siding, pavement, and mechanical systems, as well as a financial analysis to determine appropriate reserve funding levels.

Reserve studies help HOA boards comply with state regulations, plan capital expenditures, avoid special assessments, and maintain property values.

Washington State Reserve Study Requirements

Washington State law (RCW 64.90) requires many homeowners associations and condominiums to obtain a reserve study and update it regularly. Most associations must perform a full reserve study every three years with annual financial updates.

Our reserve studies are designed to meet Washington State statutory requirements and provide board-ready documentation. We tailor the services we offer to satisfy this annual update requirement – making it automatic and budget-friendly for associations!

Types of Reserve Studies We Provide

We provide Level 1, Level 2, and Level 3 reserve studies depending on your association’s needs and timing of previous reserve study (if any).

• Level 1 (Full Reserve Study): Full on-site inspection, component analysis, and financial report – great for first-time Reserve Studies
• Level 2 (Update with Site Visit): Updated on-site condition analysis and financial report
• Level 3 (Update without Site Visit): Financial update using prior component data

Reserve Studies NW also provides your association with flexible purchase options including single-study options and also a 3-year plan which remains a consistent price over the 3-years for easy association budgeting and RCW 64.90 compliance.

How Much Does a Reserve Study Cost?

Reserve study costs vary based on property size, complexity, number of components, and location. Most single-family association (HOA) reserve studies are between one and three thousand dollars – with annual plans offering a lower, consistent annual cost.

We offer transparent pricing and proposals tailored to your association’s needs. Request a proposal to receive a customized estimate.

Serving HOAs and Associations Across Washington

We provide reserve studies for associations in Seattle, Tacoma, Bellevue, Redmond, Issaquah, North Bend, Renton, Kent, Maple Valley, Auburn, Federal Way, Lacey, Olympia, and throughout Washington State.

We serve King County, Snohomish County, Pierce County, Thurston County, Mason County, and Kitsap County.

If your community is located outside these areas, contact us to confirm availability – we are happy to work with you to find a solution!

Ready to plan your association’s long-term capital funding?

Request a reserve study proposal and receive a response within 3 business days!

What you can expect from Reserve Studies NW

• Locally owned and operated Washington State reserve study provider.
• Affordable, wholistic reserve studies that meet Washington State requirements (RCW 64.90).
• Locally informed insight that reflects real market conditions in our region.
• Clarity and stability for HOA boards and members through practical, easy-to-understand plans.
• Flexible service levels (Level 1, 2, and 3 studies) to fit your association’s needs.

Reserve Studies NW, LLC is licensed and insured in Washington State. Whether you’re managing a townhome community or a single-family HOA, we’re here to help you build a stronger financial future.